WPCU Home » Rates & Fees
» Consumer Loan Rates
Consumer Loan Rates
Effective from December 08, 2008
| MasterCard |
| Card Type | Maximum Limit | APR* as low as |
| MasterCard |
$10,000 |
11.80% |
| Gold MasterCard |
$25,000 |
11.80% |
| Platinum MasterCard |
$30,000 |
9.80% |
No annual fee. No cash advance fee. 25 day grace period to repay the balance before a finance charge on purchases is imposed.
Platinum Card - minimum limit $6,000 |
| Additional Loan Products |
| Product | Term | APR* as low as | Notes |
| Computer Loan |
24 months |
9.90% |
Maximum amount $5,000 |
| Unsecured Loan |
12-60 months |
11.90% |
Maximum amount $15,000 |
| Debt Consolidation Loan |
Up to 60 months |
9.90% |
Maximum amount $20,000 |
| Share Secured Loan |
12-60 months |
3.00% |
3.0% above current dividend rate |
| Share Secured Loan |
61-120 months |
4.00% |
4.0% above current dividend rate |
| Share Secured Loan up to 100% of share balance. Loan balance due upon share withdrawal. |
| Certificate Secured Loan |
Maturity Date |
3% above certificate rate |
Up to 90% of share balance. Term not to exceed maturity date. Loan balance due upon maturity/redemption. |
| Cash Account Line of Credit |
| Daily Periodic Rate | APR* as low as |
| An overdraft protection credit line for your checking account |
| 0.0490411% |
17.90% |
*APR=Annual Percentage Rate. All rates subject to change without notice, and are based on approved credit.
Top
|
