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In today's fast-paced world you need a checking account that doesn't complicate your life. Water and Power Community Credit Union has several checking accounts for you to choose from. All of our checking accounts feature FREE Online Banking and Bill Pay.
Free Power Checking
Power Checking is our traditional non-interest-bearing account.
- No minimum balance required
- No direct deposit required
- No monthly service charge
- Free starter check order of 25 checks
- No dividends paid on checking account balance
- Free Online Banking and Bill Pay
- Free ATM/debit card
- Free ATM withdrawals at 25,000 CO-OP Network ATMs
Apex Checking
Make the most of your checking dollars with this interest bearing checking account.
- Dividends paid quarterly on average daily checking account balance
- No minimum balance or direct deposit required
- Low $7 monthly charge
- Free Online Banking and Bill Pay
- Free ATM/debit card
- Free ATM withdrawals at 25,000 CO-OP Network ATMs
To access your benefits online, click here.
Advantage Checking
Advantage Checking is the account for the investment savvy member who wants free checking on a dividend-paying account.
- Dividends paid quarterly on average daily checking account balance
- Free with direct deposit or $2,500 in deposits with WPCCU
- Free Online Banking and Bill Pay
- Free ATM/debit card
- Free ATM withdrawals at 25,000 CO-OP Network ATMs
Savings Accounts
The Power to Save
Whether you're looking for a traditional savings plan, a special purpose savings account, a high-rate flexible account, or to lock in a guaranteed rate of return, Water and Power Community Credit Union has savings options that help your money grow. When you become a WPCCU member you automatically get a Prime Share Savings account, but there are more to choose from.
A savings account (also known as a share account) is what entitles each member to receive all the benefits of membership at WPCCU. While a minimum balance of $25 is required, there are no monthly maintenance fees and you will earn higher than average rates compared to other financial institutions!
Savings Certificates
Certificate Accounts are a great way to invest for the future. With initial investment of $1,000 (Non-promotional certificates only), you'll enjoy a great interest and dividends compound daily and pay monthly.
See details for Savings Certificates.
- Substantial penalty for an early withdrawal of funds
- Certificate Accounts may be used as collateral on Consumer Loans (exceptions to IRA Accounts)
Federally insured through NCUA, a government agency.
Round-the-clock Convenience
You can make deposits to and withdrawals from your regular savings account by ATM, debit card, by mail, in person, by telephone, or online. In addition, through the convenience of payroll deduction and direct deposit, you may designate an amount to be automatically deducted from each paycheck or your entire paycheck may be deposited into one of your credit union accounts.
You're Insured!
All savings and investment options earn dividends and offer the ultimate level of safety and convenience. Deposits are federally insured to at least $100,000, and Individual Retirement Account (IRA) deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).
Call us toll-free at (800) 300-9728 for more information or to find out our to open your account.
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